RecycleGuard®

RecycleGuard®

An Insurance Program for businesses with primary operations in recycling. Created for the recycling business, by those who know it best. RecycleGuard is a comprehensive, flexible insurance program launched in 1996 after years of exhaustive research. RecycleGuard has catered to meet the needs of an ever-evolving industry. Whether it’s metal, plastic, glass, paper, rubber, textile, electronics or a combination of them all, RecycleGuard is the premier commercial insurance and risk management program in recycling. In fact, it’s the only one sponsored by the Institute of Scrap Recycling Industries (ISRI). Program “Sweet Spot” risks are solid material recycling operations including but not limited to ferrous and non-ferrous metals, electronics, paper, plastics, textiles and glass. Program excludes hazardous and liquid material operations.

Success Story

RecycleGuard worked closely with a broker on a paper recycling risk and was able to offer the most competitive premium and coverage to win the account.

Eligibility Requirements

Businesses with primary operations in the Recycling of:

  • Scrap Metal
  • Electronics
  • Paper
  • Plastic
  • Glass
  • Rubber
  • Textiles
  • Automobiles

The program is available in all US states, except AK. And is available in Canada.

SIC Codes:

  • 3341 Secondary Non-Ferrous Metal Processing
  • 5051 Metal Processing Centers
  • 5093 Scrap Material
  • 261103 Pulp Mill Recycling
  • 308999 Plastic Products, NOC
  • 4953399 Refuse System, NOC (With Recycling Component)
  • 5015 Auto Parts Recycling/Dismantling

To participate in the program an insured must be eligible for one of the following General Liability class codes:

  • 15406 Metal Scrap Dealers
  • 16009 Paper, Rag or Rubber Stock Dealers & Distributors- Secondhand
  • 47146 Recycling Collection Centers Other Than Not For Profit
  • 56900 Metals Extraction or Refining (smelting)
  • 58058 Plastic Recyclers who grind or shred plastic
  • 54077 Glass Recyclers
  • 59985 Wood Pallet Recycling
  • 10256 Concrete and Asphalt recyclers - C&D
  • 47146 eScrap Recyclers
  • 91190 Auto Dismantling and Recycling
  • 45993 Recycled Material Brokers

Success Story

RecycleGuard worked closely with a broker on a paper recycling risk and was able to offer the most competitive premium and coverage to win the account.

Coverage Available

  • Automobile
  • General Liability
  • Umbrella
  • Property
  • Equipment Breakdown Including Production Machinery
  • Crime
  • Inland Marine
  • Environmental and General Liability Exposures (EAGLE) Program®** available
  • Conversion Coverage available (Purchasing product/stock/material for recycling from a seller who does not have legal title or possession)
  • Products Coverage Redefined to clarify coverage for material to be recycled, reconditioned or reclaimed
  • Limited Pollution Coverage Available
  • Audits can be based on payroll or tonnage to avoid fluctuations caused by changes in commodity pricing
  • Professional Liability for Document Destruction
    (visit www.shredderguard.com)
  • Coverage for stock available with manufacturer's selling price valuation clause
  • Workers' Compensation (via WorkCompGuard)

Options:

  • Captive Insurance Program
  • Individually Designed Large Deductible or Self Insured Retention Program
  • Traditional Guaranteed Cost Insurance

Coverage is provided on an admitted basis unless otherwise indicated.

*This is intended as a brief overview of the coverages offered. 

**Registered Trademark of American International Group, Inc. All rights reserved.

Benefits Of Participation

Loss Control

The RecycleGuard Insurance Program is built around the concept of providing industry specific loss control and risk management services. To learn more about all of the Risk Management Services that we offer to our clients Click here

Success Story

RecycleGuard worked closely with a broker on a paper recycling risk and was able to offer the most competitive premium and coverage to win the account.

Contact Information

The RecycleGuard Insurance Program office is located in Portsmouth, New Hampshire.

Our mailing address is:
Willis of New Hampshire
1 New Hampshire Avenue, Suite 200
Portsmouth, NH 03801

For More Information on the services and products offered by RecycleGuard, and to learn more about the best ways to address insurable business risks specific to the recycling industry, program contact information is below or click here for underwriter contact information.

 

 

Susan M. Diecidue, Underwriting Supervisor

Phone: (603) 334-3019 or (888) 225-4725
Fax: (603) 334-3090
Email: susan.m.diecidue@willis.com

 

Success Story

RecycleGuard worked closely with a broker on a paper recycling risk and was able to offer the most competitive premium and coverage to win the account.

Obtain A Quote

The RecycleGuard program is available to independent agents in the U.S. You must be approved to write business with Willis Programs before you we can bind coverage for your client.  If you are not, please visit our “Writing Business With Us” page. In an instance where the same submission is received from more than one broker, a Broker of Record letter determines control.

All Submissions should include the following:

  • Completed Acord Applications, signed by the insured, including detailed property information to include construction, occupancy, square footage and age.
  • RecycleGuard Supplemental Questionnaire is REQUIRED with all submissions.
  • RecycleGuard Program Supplemental Application(s)
  • 5 years of recently valued company loss runs (a loss summary is helpful)
  • Details on losses over $10,000
  • Full description of operations, including those of additional Named Insureds
  • Expiring premiums and target premiums for all lines of coverage
  • Drivers list, including MVR's
  • Complete vehicle identification numbers (VIN)
  • Current experience modification worksheet
  • Equipment Breakdown application if coverage is desired 

 

Send Completed applications to:

RecycleGuard Insurance Program
Toll Free: (888) 225-4725
Fax: (603) 334-3090
Email: recycleguard.submissions@willis.com

Download the RecycleGuard Checklist to make sure we have everything you need

Success Story

RecycleGuard worked closely with a broker on a paper recycling risk and was able to offer the most competitive premium and coverage to win the account.