PizzaGuard®

PizzaGuard®

An insurance program for pizza delivery restaurants. PizzaGuard is a customized insurance solution for your pizza delivery restaurant clients. With over 25 years of experience, we understand your clients' insurance needs. This program uniquely incorporates difficult-to-place Non-Owned as well as Owned Auto coverage with a Business Owners Policy (BOP) or Package Policy and is designed for safety-conscious pizza delivery operators. PizzaGuard is underwritten with an A.M. Best 'A' rated carrier.  Program “Sweet Spot” includes one to three location pizza restaurants with limited deep fat frying and delivery sales under 40% of total sales.

 

Click here to access marketing materials for the PizzaGuard program.

Success Story

PizzaGuard secured a pizza restaurant with delivery risk with its Delivery Driver Guidelines which the agent supplied to the insured to better manage the NOA exposure with 4 locations.

Eligilibity Requirements

PizzaGuard is designed for pizza delivery restaurants.

  • Minimum premium $3,500
  • Available in all states except HI
  • Designed for franchised and independent pizza delivery operations
  • No 24 hour operations, valet service or alcohol delivery
  • Business Owners/Package Policy and Non-Owned auto coverage must be written concurrently. No mono-line coverage is offered.

Success Story

PizzaGuard secured a pizza restaurant with delivery risk with its Delivery Driver Guidelines which the agent supplied to the insured to better manage the NOA exposure with 4 locations.

Coverage Available*

  • Automobile (Non-Owned and Owned)
  • Business Owners Policy (BOP) or Package Policy

Coverage Features & Enhancements:

  • Owned & Non-Owned Auto limits to $1 million available
  • Limited EPLI coverage available in most states
  • Liquor Liability (not available in AL)
  • Food Contamination
  • Equipment Breakdown
  • Employee theft of money and losses in transit to bank
  • Restaurant extensions to include (but not limited to)
    • Computer equipment & media
    • Water damage
    • Food spoilage
    • Glass and signs
  • Workers Compensation (available via WorkCompGuard)

Coverage is provided on an admitted basis unless otherwise indicated.

*This is intended as a brief overview of the coverages offered. 

Success Story

PizzaGuard secured a pizza restaurant with delivery risk with its Delivery Driver Guidelines which the agent supplied to the insured to better manage the NOA exposure with 4 locations.

Contact Information

The PizzaGuard Insurance Program office has two locations:

Tampa Office

4211 W. Boy Scout Blvd; Suite 1000
Tampa, FL 33607
Phone: (813) 490-4924

Portsmouth Office

One New Hampshire Ave; Suite 200
Portsmouth, NH 03801
Phone: (603) 334-3030

 

For more Information on the services and products offered by PizzaGuard, and to learn more about the best ways to address insurable business risks specific to the pizza delivery industry, contact:

 

 

Jean H Williams, Program Manager

Phone: (813) 490-5165
Fax: (603) 334-3090
Email: Jean.h.williams@willistowerswatson.com

 

Success Story

PizzaGuard secured a pizza restaurant with delivery risk with its Delivery Driver Guidelines which the agent supplied to the insured to better manage the NOA exposure with 4 locations.

Obtain A Quote

The PizzaGuard program is available to independent agents in the U.S. You must be approved to write business with Willis Programs before you we can bind coverage for your client.  If you are not, please visit our “Writing Business With Us” page.

The submission should include the following:

  • Fully completed and signed PizzaGuard Supplemental Questionnaire and Acord 125
  • 5 years currently valued loss runs
  • Fully completed State Specific Commercial Automobile Acord 137 (for Owned Auto Submissions only)
  • Explanation of losses over $10,000, if any (including explanation of what has been done to prevent a reoccurrence)

Download the PizzaGuard Checklist to make sure we have everything you need

Send completed applications to:

Jean H Williams, Program Manager
PizzaGuard Insurance Program
Direct Phone: (813) 490-5165
Email: Jean.h.williams@willistowerswatson.com

 

Success Story

PizzaGuard secured a pizza restaurant with delivery risk with its Delivery Driver Guidelines which the agent supplied to the insured to better manage the NOA exposure with 4 locations.