MedEquipGuard®

MedEquipGuard®

An insurance program designed around the specific needs of medical equipment providers. Focused on service, we create a  package of property and casualty coverages based on the unique specifications of the business. With over 40 years of experience we have the partnerships and deep understanding of the market exposures to provide a broad range of coverage. Program “Sweet Spot” includes home medical equipment suppliers and distributors as well as drug distributors. Product distributors must be manufactured in the United States.

Success Story

MedEquipGuard was able to offer a very competitive quote with higher imits to win a Home Medical Prescription account.

Eligibility Requirements

Targeted Classes:

  • Home Infusion Therapy
  • Medical Equipment Providers
  • Pharmacies -- Closed Shop
  • Drug Distributors
  • Equipment Distributors

 

Ineligible operations:

  • Mail Order Pharmacies
  • Automobile Installation / Alteration Companies
  • Repair of Other’s Used DME for Resale
  • Manufacturers
  • Wholesale Compounding Risks

Success Story

MedEquipGuard was able to offer a very competitive quote with higher imits to win a Home Medical Prescription account.

Coverage Available*

  • General Liability (Occurance and Claims Made options in most states)
  • Professional Liability (Occurance and Claims Made options in most states)
  • Incidental Professional Liability endorsement to CGL policy for qualified risks
  • Auto to include Non Owned & Hired Auto
  • Property Coverage
  • Crime or Fidelity Bond
  • Excess Liability

We may also be able to provide:

  • Workers' Compensation (available via WorkCompGuard)
  • Employment Practices Liability
  • Directors' & Officers' Liability

Coverage is provided on an admitted basis unless otherwise indicated.

*This is intended as a brief overview of the coverages offered.  Please ask for complete copies of policies for a full description of coverage.

 

Success Story

MedEquipGuard was able to offer a very competitive quote with higher imits to win a Home Medical Prescription account.

Contact Information

The MedEquipGuard insurance program is administered by Smith, Bell and Thompson and is located in Burlington, VT.

Our mailing address is:
Smith, Bell & Thompson, Inc.
100 Bank Street, Suite 500
Burlington, VT 05401

For more information on the services and products offered by MedEquipGuard, and to learn more about the best ways to address insurable business risks specific to this industry, contact:

 

 

Marie Gaudette, CIC, CPIW, AINS, Vice President, Program Manager

Phone: (802) 264-9544
Fax: (802) 658-6191
Email: marie.gaudette@willistowerswatson.com

Tina Robitaille, Program Underwriter

Phone: 802-264-9568
Fax: 802-658-9191
Email: tina.robitaille@willistowerswatson.com

 

Success Story

MedEquipGuard was able to offer a very competitive quote with higher imits to win a Home Medical Prescription account.

Obtain A Quote

The MedEquipGuard program is available to independent agents in the U.S. You must be approved to write business with Willis Programs before we can bind coverage for your client. If you are not, please visit our “Writing Business With Us” page. In an instance where the same submission is received from more than one broker, a Broker of Record letter determines control.

The submission should include the following:

Quick Quote

The MedEquipGuard Durable Medical Equipment Short Form will allow us to provide you with a premium indication and not a firm or bindable quotation. Any indication provided is subject to our receipt and review of a full underwriting submission prior to binding.

Durable Medical Equipment Short Form Questionnaire

Send completed applications to:

Marie Gaudette, Healthcare Programs Manager
MedEquipGuard Insurance Program
Direct Phone: (802) 264-9544
Fax: (802) 658-6191
Email: marie.gaudette@willistowerswatson.com

Success Story

MedEquipGuard was able to offer a very competitive quote with higher imits to win a Home Medical Prescription account.