HomeCareGuard®

HomeCareGuard®

The HomeCareGuard insurance program offers a package of property and casualty coverages based on the unique needs of the home health, hospice and medical staffing industry.  With over 40 years of experience, we have the partnerships and deep understanding of the market exposures to provide a broad range of coverage. Program “Sweet Spot” includes visiting nurse associations, medical staffing providers, and unskilled, non-medical homecare providers.

Success Story

HomeCareGuard's long-standing relationship with its carrier provided the experience, and commitment to win a recent home health care account.

Eligibility Requirements

Targeted Classes:

  • Home Health Care Agencies, both for profit and non-profit
  • Visiting Nurse Associations (VNA's)
  • Hospice Providers
  • Hospital Staffing Firms
  • Nurse Registries or Medical Staffing Providers (excluding Physicians)
  • Traveling Nurse Companies
  • Sitter and/or Companion Agencies
  • Home Infusion Providers

 

Ineligible Operations:

  • Nursing Homes
  • Correctional Facility Staffing
  • Physician Staffing

Success Story

HomeCareGuard's long-standing relationship with its carrier provided the experience, and commitment to win a recent home health care account.

Coverage Available*

  • Professional Liability
  • General Liability (Occurance and Claims Made options in most states)
  • Employee Benefits Liability (when PL & GL is written)
  • Auto (including Non-Owned & Hired Auto)
  • Fidelity Bond
  • Excess / Umbrella (when PL & GL is written)

 

We may also have markets for:

  • Workers' Compensation (available via WorkCompGuard)
  • Employee Professional Liability
  • Directors' & Officers' Liability

Coverage is provided on an admitted basis unless otherwise indicated.

*This is intended as a brief overview of the coverages offered.  Please ask for complete copies of policies for a full description of coverage.

Success Story

HomeCareGuard's long-standing relationship with its carrier provided the experience, and commitment to win a recent home health care account.

Contact Information

The HomeCareGuard insurance program is administered by Smith, Bell and Thompson and is located in Burlington, VT.

Our mailing address is:
Smith, Bell & Thompson, Inc.
100 Bank Street, Suite 500
Burlington, VT 05401

For more information on the services and products offered by HomeCareGuard, and to learn more about the best ways to address insurable business risks specific to this industry, contact:

 

 

Marie Gaudette, CIC, CPIW, AINS, Vice President, Program Manager

Phone: (802) 264-9544
Fax: (802) 658-6191
Email: marie.gaudette@willistowerswatson.com

 

 

Success Story

HomeCareGuard's long-standing relationship with its carrier provided the experience, and commitment to win a recent home health care account.

Obtain A Quote

The HomeCareGuard program is available to independent agents in the U.S. You must be approved to write business with Willis Programs before you we can bind coverage for your client.  If you are not, please visit our “Writing Business With Us” page. In an instance where the same submission is received from more than one broker, a Broker of Record letter determines control.

All Submissions should include the following:

 

Quick Quote

The HomeCareGuard quick quote will allow us to provide you with a premium indication and not a firm or bindable quotation. Any indication provided is subject to our receipt and review of a full underwriting submission prior to binding.

HomeCareGuard Home Health Agency Quick Short Form
HomeCareGuard Supplemental Staffing Quick Short Form

Send completed applications to:

Marie Gaudette, Healthcare Programs Manager
HomeCareGuard Insurance Program
Direct Phone: (802) 264-9544
Fax: (802) 658-6191
Email: marie.gaudette@willistowerswatson.com

Success Story

HomeCareGuard's long-standing relationship with its carrier provided the experience, and commitment to win a recent home health care account.