CommunityAssociationGuard®

CommunityAssociationGuard®

An insurance program designed specifically to meet the unique exposures of master planned communities and large scale recreational planned communities. Program “Sweet Spot” includes upscale single family home developments that include clubhouses and various recreational amenities that provide an enriching family environment.

Please click on the Eligibility or Coverage tabs for detailed information.


Click here to access marketing materials for the CommunityAssociationGuard program.

Success Story

CommunityAssociationGuard provided a comprehensive solution to a broker with a full service community association risk. We were able to accommodate all amenities for property and liability in a single program.

Eligibility Requirements

The CommunityAssociationGuard® insurance program was created to insure the common area property and liability exposures of large-scale community associations. We strive to offer the most comprehensive coverage available at competitive pricing and are proud to be recognized as a leading market in this industry.

Minimum Premium — $15,000

Ineligible Operations — Associations that require property coverage for residential condominiums or townhouses.

Success Story

CommunityAssociationGuard provided a comprehensive solution to a broker with a full service community association risk. We were able to accommodate all amenities for property and liability in a single program.

Coverage Available*

  • Property with
    • Golf Course Coverage available
    • Flood and Earthquake available
  • Equipment Breakdown automatically included
  • Automobile (except MA & HI) Can only be written in conjunction with the Package policy
  • Crime
  • Crisis Response Insurance
  • Inland Marine including
    • Computer Equipment
    • Fine Arts
    • Golf course and grounds maintenance equipment
    • Golf carts
  • General Liability
    • Armed or unarmed security can be covered
    • Herbicide and Pesticide application coverage available
    • Employee Benefits Liability
    • Liquor Liability
    • Dams, bridges, private roads or trails
  • Umbrella
    • Underlying GL must be written to provide Umbrella coverage.
  • Workers' Compensation (available via WorkCompGuard)

Coverage can be written either on a monoline or package basis. Coverage is provided on an admitted basis unless otherwise indicated.

*This is intended as a brief overview of the coverages offered.  Please ask for complete copies of policies for a full description of coverage

Success Story

CommunityAssociationGuard provided a comprehensive solution to a broker with a full service community association risk. We were able to accommodate all amenities for property and liability in a single program.

Contact Information

The CommunityAssociationGuard insurance program office is located in Portsmouth, New Hampshire.

Our mailing address is:
One New Hampshire Avenue; Suite 200
Portsmouth, NH 03801

For more information on the services and products, and to learn more about the best ways to address insurable business risks specific to the community association industry contact:

 

Jeff Benjamin, AU, Program Manager

Phone: (603) 334-3029
Fax: (603) 334-3090
Email: jeffrey.benjamin@willistowerswatson.com

 

 

Loss Control
The CommunityAssociationGuard Insurance Program is built around the concept of providing industry specific loss control and risk management services.

 

Claim Management
All claims under the CommunityAssociationGuard program will be handled by dedicated claim professionals.  One of our program’s greatest strengths is our ability to integrate specialized claims handling, loss control and prevention techniques for this market segment.

Success Story

CommunityAssociationGuard provided a comprehensive solution to a broker with a full service community association risk. We were able to accommodate all amenities for property and liability in a single program.

Obtain A Quote

The CommunityAssociationGuard program is available to independent agents in the U.S. You must be approved to write business with Willis Programs before you we can bind coverage for your client.  If you are not, please visit our “Writing Business With Us” page. In an instance where the same submission is received from more than one broker, a Broker of Record letter determines control.

All Submissions should include the following:

  • Completed ACORD Applications
  • 5 years of currently valued loss runs with details on any claims over $10,000
  • Full description of operations including those of additional named insureds
  • Expiring and target premiums
  • Community Association Profile

 

Send completed applications to:

Jeff Benjamin, Program Manager
CommunityAssociationGuard Insurance Program
Phone: 603-334-3029
Fax: 603-334-3090
Email: jeffrey.benjamin@willistowerswatson.com

Success Story

CommunityAssociationGuard provided a comprehensive solution to a broker with a full service community association risk. We were able to accommodate all amenities for property and liability in a single program.