AutoServiceGuard®

AutoServiceGuard®

An insurance program designed exclusively for the auto service related business. AutoServiceGuard concentrates on the specific needs of the "after sale" automotive and truck insurance industry. Program "Sweet Spot" includes: 24/7 convenience stores that sell gas, car wash operations, and auto service and repair shops.

 

Program Highlights:

  • Comprehensive insurance package
  • Coverage flexibility
  • Independent agency/brokerage representative
  • Admitted, 'A' rated carriers by A.M. Best
  • Competitive rates
  • Professional claims and loss control services

Success Story

We provided a solution for a Gas Station / Travel Plaza risk that had a large amount of diesel sales. The insured was being non-renewed and AutoServiceGuard does not have any restrictions regarding the quantity of diesel sales.

Eligibility Requirements

  • Minimum $5,000 annual premium.
  • Available in all states except AZ and HI.
  • Commercial Auto not available in MA or NJ.

Eligible auto service risks (non-dealer operations) include  repair shops with tune-ups, breaks, transmission, lube & oil, auto body, glass and engine repair, detail and similar types of operations, such as following business types:

Eligible Businesses:

  • Service stations (Sweet Spot)
  • Convenience stores selling gas (Sweet Spot)
  • Car washes including 24/7 operations (Sweet Spot)
  • Auto service centers
  • Auto body shops
  • Full service gas stations
  • Car wash and detailing
  • Self Service gas stations with mini-mart
  • Trailer repair - boat and/or utility
  • Transmission, muffler and brake shops
  • Truck repair
  • Quick change lube shops
  • And many more - call for details

Ineligible Businesses:

  • Auto Sales New or Used
  • Emergency Vehicle Repair
  • Boat, RV, Motorcycle and ATV repair
  • Auto Rental and Leasing
  • Used Auto Part stores, yards, salvage yards
  • Impound storage lots
  • Auto valet service
  • If the incumbent carrier is Nationwide we will not be able to offer a quotation.

Success Story

We provided a solution for a Gas Station / Travel Plaza risk that had a large amount of diesel sales. The insured was being non-renewed and AutoServiceGuard does not have any restrictions regarding the quantity of diesel sales.

Coverage Available

  • General Liability
  • Garage Keepers Insurance
  • Commercial Auto Liability and Physical Damage
  • Personal Injury Liability
  • Contractual Liability
  • Buildings
  • Furniture, Fixtures, Machinery and Equipment
  • Gas Pumps and Tanks, Gas in Ground
  • Employee Tools
  • Business Income Insurance
  • Leasehold Improvements
  • Stock of Merchandise
  • Crime
  • Accounts Receivable
  • Plate Glass and Neon Signs
  • Employee Benefit Liability
  • Employee Practices Liability
  • Umbrella Liability
  • Special Coverages
  • Workers Compensation (available via WorkCompGuard)

Coverage is provided on an admitted basis unless otherwise indicated.

*This is intended as a brief overview of the coverages offered. Please ask for complete copies of policies for a full description of coverage.

Success Story

We provided a solution for a Gas Station / Travel Plaza risk that had a large amount of diesel sales. The insured was being non-renewed and AutoServiceGuard does not have any restrictions regarding the quantity of diesel sales.

Contact Information

The AutoServiceGuard Program is located in Tampa, Florida.

Our mailing address is:
Willis Programs
4211 W. Boy Scout Blvd, Suite 1000
Tampa, Florida 33607

For more information on the services and products offered by AutoServiceGuard, and to learn more about the best ways to address insurable business risks specific to the auto industry, contact:

 

Margaret Khoury, CPCU, Program Manager

Phone: 813-490-4916
Fax: 813-712-7001
Email: margaret.khoury@willis.com

Success Story

We provided a solution for a Gas Station / Travel Plaza risk that had a large amount of diesel sales. The insured was being non-renewed and AutoServiceGuard does not have any restrictions regarding the quantity of diesel sales.

Obtain A Quote

The AutoServiceGuard program is available to independent agents in the U.S. You must be approved to write business with Willis Programs before you we can bind coverage for your client.  If you are not, please visit our “Writing Business With Us” page.

The submission should include the following:

  • Completed ACORD forms
  • Completed AutoServiceGuard Supplemental
  • If applicable, completed C-Store with Gas & Car Wash Supplemental (in lieu of ASG Supplemental)
  • Driver Information including Name, Drivers License Number, Date of Birth, Position 
  • At least two current photos of risk – one front view, one rear.
  • 4 years currently valued loss runs (current plus 3 years prior)

All accounts are quoted “subject to inspection”, and may be subject to audit.


Note: If the incumbent carrier is one of the Nationwide Companies we will not be able to offer a quote. The program is not available in AZ and HI; Commercial Auto coverage is not available in MA or NJ.

Send completed applications to: 

Margaret Khoury, CPCU, Program Manager
Telephone: (813) 490-4930
Direct Phone: (813) 490-4916
Fax: (813) 712-7001
Email: asc.submissions@willis.com
 

Success Story

We provided a solution for a Gas Station / Travel Plaza risk that had a large amount of diesel sales. The insured was being non-renewed and AutoServiceGuard does not have any restrictions regarding the quantity of diesel sales.