An Insurance Program for the Utility Industry.

Don't let your utility get burned by having the wrong insurance coverage at the wrong time. UtilitySure has you protected whether you’re a gas, water, electric distribution utility or; a combination of one, two or all three! What makes us different is our superior coverage, unrivaled service and the most competitive pricing. And, with coverage available in all 50 states, UtilitySure is the only program of its kind that's endorsed by the American Public Gas Association (APGA).

• Automobile
• Boiler and Machinery
• General Liability
• Inland Marine
• Pipeline Coverage
• Property
• Public Officials Liability or D&O
• Railroad Protective Liability
• Umbrella
• Workers Compensation

UtilitySure has been designed to include coverage that meets the unique needs of natural gas, water and sewer utilities. Available enhancements include:

• Short term pollution event coverage
  (including spillage of artificial odorant)
• Failure to supply - policy limit for sudden and accidental occurrence
• Failure to supply - $250,000 sublimit for property damage caused by other than sudden and accidental
• $25,000/$50,000 limit for regulator and/or odorization stations at unscheduled locations

*This is intended as a brief overview of the coverages offered.  Please ask for complete copies of policies for a full description of coverage.

The program is available to independent agents. In an instance where the same submission is received from more than one broker, a Broker of Record letter determines control.
Simply send a submission to Willis HRH Programs. The submission must be complete and meet the underwriting guidelines and eligibility criteria. Lead time requested: 60 days.

The submission should include the following:

• UtilitySure Supplemental Application - This application is REQUIRED with a submission and MUST be signed by the insured.
• Completed Acord applications, signed by the insured, including detailed property information to include construction, occupancy, square footage, and age.
• 4 years of currently valued carrier loss runs
• 3 years of DOT reports
• 3 years of leak surveys
• Updated driver information