DealerGuard car dealership insurance programs
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DealerGuard for car dealership insurance

Dealers Open Lot Insurance

Designed for franchised and independent dealers of automobiles, recreational vehicles, motorcycles, trucks, buses, mobile equipment (i.e. construction, farm, and material handling), ATVs, jet skis and antique/classic cars.

SIC Codes:
5511 Motor Vehicle Dealers New or Used
5521 Motor Vehicle Dealers Used
5561 Recreational Vehicle Dealers
5571 Motorcycle Dealers
5599 Automotive Dealers, NOC
5082 Construction Equipment
5083 Farm and Garden Machinery and Equipment
5084 Industrial Machinery and Equipment

The program is available on admitted paper in all states but Hawaii.

Minimum Policy Premium is $4,800

Standard program limits up to $30,000,000 per location, $750,000 per vehicle (higher limits available on request)

Written on a stand-alone basis or in conjunction with any of the manufacturer's floor plan insurance programs

Contact Information

The DealerGuard Program office is located in Farmington Hills, Michigan.

Our mailing address is:
32255 Northwestern Highway, Suite 201
Farmington Hills, MI 48334

For more information on the services and products offered by DealerGuard, and to learn more about the best ways to address insurable business risks specific to the auto service related industry, contact:

Matthew Cermak
Program Manager
DealerGuard Insurance Program
Telephone: (248) 539-6670
Fax: (248) 354-5508